After you have completed the Application and signed it, send it to the correct administering carrier. Pay special attention to the Application Checklist to make sure you have included all required documentation. Incomplete documentation will result in a delay in the processing of your Application as missing information will be required and requested by the administering carrier.

The MHIP no longer requires that you submit a copy of a letter of declination from two individual health insurance carriers. If you are afflicted by a medical condition that would normally result in Anthem BCBS or BCBSKC rejecting you for one of their individual policy products, you automatically qualify for the MHIP coverage.

Once your Application and accompanying documentation is reviewed by the marketing/underwriting department of the administering carrier, you will receive written notification that you have been accepted under the MHIP program. You will also be notified if the MHIP plan's pre-existing condition exclusion applies or if you qualify for the waiver. Your effective date will be either the first day of the month following your approval date or, if you want your MHIP coverage to be effective sooner to prevent a gap in coverage, we will make it effective the date immediately following the termination of your previous health coverage.