MHIP is available to any Missouri citizen who can't get insurance coverage.

Important Notice: Missouri Health Insurance Pool closed on December 31, 2013.

SB 262 was passed by the Missouri General Assembly during the 2013 legislative session and provides that MHIP will cease operations and all policies under the pool effective December 31, 2013. All coverage under MHIP ended effective December 31, 2013.

Beginning January 1, 2014 health insurance companies cannot deny or refuse to renew your coverage solely because of pre-existing health conditions, cannot charge a higher premium because of your gender or health condition, and cannot put annual or lifetime dollar limits on essential health benefits.

If you are looking for health insurance coverage you can:

  • Contact a trusted insurance agent or agency.
  • Contact a navigator to learn more about your coverage options. A Navigator can assist you in comparing health insurance plans, provider networks and see if you are eligible for subsides in the health insurance marketplace. For navigator information, visit http://insurance.mo.gov/otherlicensees/navigators.php
  • Find out more information on the federal health insurance marketplace at www.healthcare.gov or by calling 800-318-2596. Open enrollment in the federal health insurance exchange began enrollment October 1, 2013 and will end March 31, 2014.

Appeals and Grievances

Appeals and Grievances should be filed in accordance with State Pool Certificate of Coverage (page 45).

State Pool Certificate of Coverage