MHIP is available to any Missouri citizen who can't get insurance coverage.

What is the Missouri Health Insurance Pool?

The Missouri Health Insurance Pool (MHIP) is a nonprofit organization, established in 1991, providing comprehensive medical and drug coverage to Missourians who can't get health insurance in the standard market because of health conditions, exhaustion of COBRA benefits, or other lack of availability. Continue reading.

Federal Pool Transition

Effective July 1, members enrolled in Missouri's Federal Pool will join other Pre-existing Condition Insurance Plan (PCIP) programs across the U.S. that are operated by the federal government and administered by the National Finance Center.

Current members of MHIP's Federal Pool will not be required to complete a new application for coverage in the Federal PCIP. You will receive information and enrollment instructions from the National Finance Center regarding program changes. You must respond to the instructions in the communication that you will receive by June 10.  It is important that members act quickly to ensure their coverage is uninterrupted during this transition.

For general information about the federally-run PCIP, visit www.pcip.gov. You can also call the National Finance Center at 866-717-5826, 8 a.m. to 11 p.m. Central Time Monday through Friday. TTY users should call 866-561-1604.

State Pool

Have you been refused or rejected for insurance coverage?

Has your coverage been involuntarily terminated?

Looking for more complete or affordable coverage? Check out MHIP's state pool.

Apply for MHIP Coverage

It's easy to apply for MHIP coverage. We've put together a simple checklist to help you get all your information in order.

Go to the Apply Now Checklist Page for information and helpful links.

Download the MHIP Application.

Need help with your application?
Call us at 800-821-2231.

Answers to Your Questions

MHIP's office doesn't handle all aspects of the operation. Find out who can give you the right answer — fast.

Other Resources



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