MCHCP plans are available for individuals who meet their employer's eligibility criteria. A waiting period may be required by the employer.
View information for New Employees
MCHCP plans are available to retired subscribers and survivors as long as the public entity employer continues with MCHCP.
MCHCP plans are available to eligible dependents of enrolled subscribers. Dependents include:
New employee enrollment period is a 31-day period beginning on the eligibility date. The eligibility date is determined by the employer and MCHCP coverage cannot begin before that date.
View more information for New Employees
During the annual Open Enrollment period, active employees may elect coverage and/or change coverage levels for themselves and eligible dependents, effective the following Jan. 1.
Retiree or survivor subscribers may change plans during Open Enrollment, but cannot add dependents nor enroll in new coverage.
View information for Retirement
Outside of Open Enrollment, active employees may enroll themselves and/or their dependents, and retirees and survivors may enroll new dependents, when one of the following occurs:
View Change or Cancel Coverage for information on how to handle specific enrollment and change events.
Unless stated otherwise, coverage will terminate on the last day of the month in which one of the following events happen:
Coverage cannot be terminated on the basis of health status or the exercise of rights under MCHCP's appeal procedures.
Active employee premiums are paid through payroll deduction. Subscribers whose premiums are not deducted from payroll are direct billed. Most direct billed premium payments are due on the 15th of each month. If the subscriber fails to make the necessary premium payments, coverage may terminate on the last day of the month for which full premium payment was received. The subscriber is responsible for claims submitted after the termination date.
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