Medical Plans — Non-Medicare Members
To meet our members’ different and unique needs, MCHCP will offer three medical plans in 2019. MCHCP will continue to offer the HSA Plan with an annual health savings account contribution; a PPO 1250 Plan which will include office visit copayments; and a PPO 750 Plan. MCHCP is also adding two exciting new medical plan benefits in 2019. One is an online weight management program called Naturally Slim®. The second is online doctor visits through Teladoc®.
Medical Plans — Medicare Members
MCHCP has selected UnitedHealthcare® (UHC) to offer a Group Medicare Advantage plan for medical coverage and will continue having Express Scripts (ESI) provide a Medicare Prescription Drug Plan for prescription drug coverage. The majority of services will require a copayment and some services will be subject to deductible and coinsurance. The UHC Plan includes SilverSneakers® Fitness which has over 14,000 fitness locations. You will also have access to online doctor visits at no cost to you.
MCHCP's Dental Plan will be administered by a new vendor in 2019. MetLife will offer comprehensive dental benefits through their PDP Plus network of participating providers. While most benefits remain the same, the annual benefit maximum will be increased from $1,000 to $2,000 per person per calendar year.
MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. If you add dependents to your coverage during Open Enrollment, MCHCP must receive proof of eligibility by Nov. 20, 2018, or your dependents will not be added for coverage Jan. 1, 2019.
Active Employees and Non-Medicare Retirees
Unsure which plan is right for you? The myPlan Advisor tool can estimate your annual costs for each MCHCP plan. To use, log in to myMCHCP.
Starting in 2019, MCHCP has selected UnitedHealthcare® to offer a Group Medicare Advantage (PPO) plan for medical coverage and will continue having Express Scripts provide a Medicare Prescription Drug Plan for prescription drug coverage to all Medicare-Eligible Non-Active members.
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