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2018 Benefits

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Webinars

Instructional videos for myMCHCP and pre-recorded Open Enrollment Webinars can be found on the State Members Webinars page.

Login to myMCHCP to register for an Open Enrollment webinar.

Active Webinars
MCHCP representatives provide active members with a summary of benefits available for the 2018 plan year. Attendees have the opportunity to submit questions during the presentation that will be read to the audience along with the response.

  • Tue, Oct 3, 2017 10:00 AM - 11:00 AM CDT
  • Tue, Oct 10, 2017 1:00 PM - 2:00 PM CDT
  • Tue, Oct 17, 2017 10:00 AM - 11:00 AM CDT

Non-Medicare Retiree Webinars
MCHCP representatives provide non-Medicare retirees with a summary of benefits available for the 2018 plan year. Attendees have the opportunity to submit questions during the presentation that will be read to the audience along with the response.

  • Wed, Oct 4, 2017 10:00 AM - 11:00 AM CDT
  • Wed, Oct 11, 2017 1:00 PM - 2:00 PM CDT
  • Wed, Oct 18, 2017 10:00 AM - 11:00 AM CDT

Medicare Retiree Webinars
MCHCP representatives provide Medicare retirees with a summary of benefits available for the 2018 plan year. Attendees have the opportunity to submit questions during the presentation that will be read to the audience along with the response.

  • Thu, Oct 5, 2017 10:00 AM - 11:00 AM CDT
  • Thu, Oct 12, 2017 1:00 PM - 2:00 PM CDT
  • Thu, Oct 19, 2017 10:00 AM - 11:00 AM CDT

Note: There will not be any Open Enrollment On-Site Meetings this year

Educational Videos

Available beginning October 1, 2017

MCHCP has created Open Enrollment educational videos to educate members and explain the 2018 plan benefit options. There is an Insurance 101 video that describes the terms used in the different medical plan descriptions and videos that explain the 2018 benefit options available through the HSA Plan, the PPO 300 and the PPO 600 plan. Members can view all the videos in a playlist available on the MCHCP YouTube page.

Proof of Eligibility

MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. If you add dependents to your coverage during Open Enrollment, MCHCP must receive proof of eligibility by Nov. 20, 2017, or your dependents will not be added for coverage Jan. 1, 2018.

myPlan Advisor

Active Employees and Non-Medicare Retirees
Unsure which plan is right for you? The myPlan Advisor tool (available in late September) can estimate your annual costs for each MCHCP plan. To use, log in to myMCHCP.

Completing your enrollment

Strive for Wellness® Incentives

Active Employees and Non-Medicare retirees

  • Log in to myMCHCP
  • Select the Incentives icon
  • Complete the Incentive requirements by Nov. 30, 2017, to begin receiving the Incentives on Jan. 1, 2018

2018 Highlights

Medicare Prescription Drug Plan (PDP)

To conform to CMS Medicare Part D guidelines, the following changes will be made:

  • In the Coverage Gap Stage, the out-of-pocket limit will adjust to $5,000, up from $4,950
  • For cost-sharing in Catastrophic Stage, the copayment for covered generic drugs will change from $3.30 to $3.35; for brand drugs, $8.25 to $8.35

Preventive care is covered at 100% by MCHCP, when using a network provider. View this page or see the 2018 Benefit Guide for more information.

The premium amount a retiree pays depends on their years of state service. To learn what you will pay each month, log into your myMCHCP account, select the Open Enrollment link or use the premium calculator. You may also call Member Services at 573‑751‑0771.

Strive for Wellness® Incentives

Active Employees and Non-Medicare Retirees

Eligible members can complete the requirements to earn the Incentives at any time throughout the year.

Partnership Incentive
Active employee subscribers and non-Medicare retirees, not in the TRICARE Supplement Plan, are eligible to earn the Partnership Incentive, a $25 monthly premium reduction. To receive the Incentive, subscribers must complete the Partnership Promise, online Health Assessment and Health Education Quiz through their myMCHCP accounts.

The Incentive begins the first day of the second month after the required steps are completed. Participants who complete the required steps before Nov. 30, 2017, will begin receiving the Incentive on Jan. 1, 2018.

 

Tobacco‑Free Incentive
Active employee subscribers and non-Medicare retirees, not in the TRICARE Supplement Plan, and their covered non-Medicare spouses are eligible to earn the Tobacco‑Free Incentive, a $40 per person monthly premium reduction.

Members who are tobacco-free, meaning they have not used tobacco in the past three months and will not use tobacco, can complete the Tobacco‑Free Promise form.

Members who are NOT tobacco-free can complete the Quit Tobacco Promise form. MCHCP will mail these members a Quit Tobacco Road Map, a self-help guide with resources and tips to improve chances of quitting. Members can also download the Quit Tobacco Road Map through their myMCHCP account.

The Incentive begins the first day of the second month after the required steps are completed. Members who complete the required steps before Nov. 30, 2017, will begin receiving the Incentive on Jan. 1, 2018.

Additional details on all MCHCP medical plans, prescription drug coverage, and the Strive for Wellness® program can be found here and in the 2018 Benefit Guide.

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