Preventive care is covered at 100% by MCHCP, when using a network provider. View this page or see the 2018 Benefit Guide for more information.
The premium amount a retiree pays depends on their years of state service. To learn what you will pay each month, log into your myMCHCP account, select the Open Enrollment link or use the premium calculator. You may also call Member Services at 573‑751‑0771.
Active employee subscribers and non-Medicare retirees, not in the TRICARE Supplement Plan, and their covered non-Medicare spouses are eligible to earn the Tobacco‑Free Incentive, a $40 per person monthly premium reduction.
Members who are tobacco-free, meaning they have not used tobacco in the past three months and will not use tobacco, can complete the Tobacco‑Free Promise form.
Members who are NOT tobacco-free can complete the Quit Tobacco Promise form. MCHCP will mail these members a Quit Tobacco Road Map, a self-help guide with resources and tips to improve chances of quitting. Members can also download the Quit Tobacco Road Map through their myMCHCP account.
The Incentive begins the first day of the second month after the required steps are completed. Members who complete the required steps before Nov. 30, 2017, will begin receiving the Incentive on Jan. 1, 2018.